Business Protection & Continuity
Protect the business you've built.
This is about continuity: what happens to your business if a key person or owner is suddenly gone, and whether there's an actual funded plan to keep it running. We work alongside your CPA and attorney to make sure there is.
Education first. Always.
We begin with your life and where you want it to go.
Continuity protects everything else
Most owners focus on growth, and rightly so. Continuity is what protects that growth. The risks that threaten a business most are usually the quiet ones, the kind no one plans for until it's too late.
What Business Wealth covers
- Key person risk: protecting against the loss of someone essential.
- Buy-sell funding: making sure an ownership agreement is actually payable.
- Executive bonus strategies: rewarding and retaining key people.
- Business-owned life insurance: supporting several goals at once.
- Business continuity: a plan that holds together through change.
- Professional coordination: working alongside your CPA and attorney.
Where we fit, and where your professionals do
Our job is the insurance-based funding strategy. Valuation, tax treatment, and drafting the agreement itself belong with your CPA and attorney. The best outcomes happen when we're all talking to each other, and that's how we like to work.
Explore the details
Learn about each strategy, or start with a review that maps your risks first.
Start Your Business Protection Review
Educational only. Business continuity strategies involve tax, legal, and valuation considerations that must be confirmed with your CPA, attorney, and other qualified professionals. Guarantees are subject to the claims-paying ability of the issuing carrier. NOI does not provide tax, legal, or investment advice.