Clear about what we do, and what we don't.
Transparency is part of clarity. These disclosures explain the nature of our services and the educational nature of our content.
Nature of our services
NOI Wealth Partners is an education-first, insurance-based wealth strategy firm. We offer insurance-based strategies for protection, retirement income, and business continuity. We help clients understand their options and make clear, suitable decisions.
Not tax, legal, or investment advice
NOI Wealth Partners does not provide tax, legal, or investment advice. Content on this site is educational and general in nature and should not be relied upon as advice for your specific situation. For tax, legal, and estate matters, consult a qualified tax professional, attorney, or estate professional. We are glad to coordinate with your professionals.
Insurance products and guarantees
Insurance products, including life insurance and annuities, are subject to terms, conditions, limitations, holding periods, and surrender charges as described in the policy or contract. Any guarantees are backed solely by the claims-paying ability and financial strength of the issuing insurance carrier. Products are not FDIC-insured and are not bank deposits. A MYGA is an insurance product and is not FDIC-insured.
Annuities and life insurance
Annuities are insurance contracts designed for long-term goals such as retirement; withdrawals may be subject to surrender charges, and withdrawals before age 59½ may be subject to an additional tax penalty. Fixed indexed annuities do not invest directly in any index; crediting is subject to caps, participation rates, spreads, and floors. Indexed universal life is life insurance; adequate funding is required for a policy to perform as illustrated, and policy loans and withdrawals reduce cash value and the death benefit and may have tax consequences.
No guarantees of results; suitability
Illustrations and examples are hypothetical and not guarantees of future results. Any recommendation is made only after a suitability review based on your stated goals, situation, and needs. Product availability, features, and terms vary and are subject to carrier approval and applicable law.
Contact
For questions about these disclosures or our services, please contact NOI Wealth Partners.
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Questions about how we work?
This page is provided for transparency and general information. It is not a contract and does not modify the terms of any policy or contract. Please refer to actual policy and contract documents for governing terms.